I. Introduction
Amidst the ever-evolving and dynamic financial landscape, having a complete and flexible product ecosystem is crucial to meet the growing demands of financial institutions.
TechPlus Solutions is proud to be a leading technology and strategic partner, providing comprehensive digital solutions from core banking to related business solutions. Our goal is not only to deliver advanced technology products but also to create a transparent and efficient financial ecosystem, contributing to the sustainable development of the economy.
Our objective is to equip financial institutions, including banks, microfinance organizations, credit unions, and even broader institutions or businesses with the most advanced financial technology to drive efficiency, security, growth, and mitigate the risks of financial crises.
Our diverse product portfolio covers all aspects of financial operations, ensuring that our partners are equipped with the best tools for success.
II. TechPlus Solutions Product Ecosystem
TechPlus Solutions offers a diverse ecosystem of products that meet the needs of financial institutions, including banks, microfinance organizations, and credit unions. This ecosystem includes:
- Core Banking Solutions Core banking is at the heart of TechPlus’s product ecosystem. It is the core platform that supports the management of financial transactions, accounts, and daily banking services, with features such as:
- Comprehensive management of traditional banking operations like capital mobilization, lending, payment processing, capital management, accounting, and all other internal banking operations.
- Advanced reporting and analytics system: Providing detailed financial reports and analytical tools to help financial institutions make intelligent decisions.
- Multi-channel integration: Allowing access and transactions through various channels such as Internet Banking, Mobile Banking, and ATM.
Some solutions in this group include:
- Core Plus: A comprehensive and powerful core banking solution suitable for medium-sized and larger traditional banks. It is ideal for deployment in both On-Premise and Cloud environments. Core Plus offers a wide range of modules and essential functions that a traditional bank requires.
- FINC – Digital Core Banking: FINC represents the advancement of digital core banking technology. This digital core banking solution is suitable for digital banks (Digital Bank, Neobank), medium and small financial institutions, and credit organizations. It can be deployed on the Cloud to help organizations save costs, shorten implementation time, and offer flexibility in upgrades and improvements. FINC applies the latest and most advanced technologies commonly used in the financial and banking sectors.
- Payment Solutions and Related Services TechPlus provides an electronic banking and online payment platform, enabling banks and financial institutions to conduct transactions quickly and securely. These solutions enhance customer experience and minimize transaction processing times, including:
- E-Banking: An intelligent electronic payment and clearing software that supports efficient electronic transactions, from bill payments to fund transfers and fund management.
- Payment Hub: A smart payment gateway offering integration of various payment methods, helping financial institutions manage transactions more easily.
- sACH: An intelligent automated clearing house payment software that automates the clearing and settlement process, reducing errors and improving operational efficiency.
- Credit Operations Support Solutions With tools to manage and automate credit operations, TechPlus can assist financial institutions in loan appraisal, approval, loan management, payment tracking, loan risk classification, and risk management. These solutions improve credit operations and mitigate credit risks for banks and financial institutions.
- RLOS: A loan origination, appraisal, and approval software. RLOS helps financial institutions enhance efficiency and reduce risks in credit granting activities for individual customers.
- LCAP: A platform that automates the classification of loans based on risk levels and recommends corresponding handling measures. It helps banks quickly identify problematic loans and customers to implement preventive measures.
… and many other digital financial solutions within the TechPlus ecosystem, addressing various operational challenges in the financial and banking industry such as authentication and security, tax, identification, Open Banking, and automation & integration solutions.
III. Benefits of the TechPlus Ecosystem
TechPlus Solutions’ product ecosystem not only provides advanced technology solutions but also offers numerous benefits to financial institutions:
- Process Optimization: Helps reduce paperwork and complex procedures, increasing efficiency and saving costs.
- Enhanced Security: Advanced security solutions protect data and minimize the risk of cyber-attacks.
- Improved Customer Experience: Delivers fast, convenient, and accurate services, enhancing customer satisfaction.
- Regulatory Compliance: Ensures that processes and systems operate in accordance with current legal regulations.
- Diversification According to Customer Needs
The TechPlus Solutions product ecosystem not only offers effective financial solutions but also contributes to the sustainable development of the financial industry. With strategic vision and a commitment to innovation, we are continuously expanding and improving our products to meet market demands. TechPlus Solutions is not just a technology partner but also a reliable companion on your financial development journey.
The current products/solutions of the TechPlus ecosystem include:
- Core Banking Solution – CorePlus
- Digital Core Banking – FINC
- Cognitive Access Control Server – CognACS
- Smart Payment and Automated Clearing House system – EBanking
- Smart Payment Hub – Payment Hub
- Retail Loan Origination System – RLOS
- Smart Automated Clearing House Software System – sACH
- The Optimization Virtual Account Management System Introduction to Virtual Account Management – ViAMO
- VCCS – Domestic credit card issuance system
- Smart Inventory Management Productive – Lean – Efficiency (SIMPLE)
- eTax Connection Solution – TAXPLUS
- Lean Alias System for Account – LALIAS
- Smart Centralized Reconciliation System – SCALE
- SOBA Open Banking Platform
- BranchPlus – Banks All The Way
- ePINPLUS – Smart PIN for Smart People
- TiMS – Intelligent Treasury Management System
- OpenAPI Open Banking
- LCAP – Loan Classification Automation Platform
- ESB – Enterprise Service Bus
Learn more at: https://techplus.vn/products/
